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Welcome to Neighborhood Mortgage Solutions.

We are a Credit Union Service Organization (CUSO) providing mortgage services to fellow Credit Unions.

Who We Are

Who We Are

NMS is a Fannie Mae mortgage origination shop.  We are seller/servicer approved with Fannie Mae, USDA-Rural Development and are an approved Freddie Mac loan servicer.

We use the web-based and paperless Mortgage Cadence loan origination system. We are a credit union owned mortgage CUSO.

Our Promise

Our Promise

NMS helps credit unions offer a competitive mortgage product to their members with a competitive interest rate and low closing costs. In return, credit unions earn income from the sale and servicing of the member’s loan.

Once the loan is sold to Fannie Mae, we do not sell the loan to another investor. We service the loan for the life of the term of the loan.

What We Offer

What We Offer

NMS offers fixed rate and adjustable rate mortgage loans. The terms of mortgage range from 10 years to 30 years. We offer Private Mortgage Insurance (PMI) for those with less than 20% down.

We also offer Home Equity Lines of Credit, Home Equity loans, Construction loans and a Rural Development loan with zero down.

Our Process

Our Process

Credit union members work with their credit union loan officer and NMS teams from application through processing, underwriting, closing, servicing and loan payoff.

The member has the ability to make their monthly mortgage payment at the credit union teller window.

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Alabama | California* | Colorado | Connecticut | Florida | Idaho | Illinois | Indiana | Iowa | Louisiana | Maine | Massachusetts | Michigan | Mississippi | New Mexico | North Carolina | Ohio | Oregon | South Carolina | South Dakota | Washington | West Virginia | Wisconsin

*Licensed by the Department of Financial Protection and Innovation under California Residential Mortgage Lending Act.


Neighborhood Mortgage Solutions holds residential mortgage licensing through the Nationwide Multi-state Licensing System & Registry (NMLS) in more than 20 states. *Licensed by the Department of Financial Protection and Innovation under California Residential Mortgage Lending Act.

Our Mission

To enhance the mortgage product offerings for all Credit Unions, be it owners or affiliates, by way of the diverse mortgage products offered and by keeping each Credit Union’s mortgage origination and servicing income in the communities they serve.

People Helping People

We are an extension of our Credit Union partners and as a Credit Union Service Organization (CUSO) extend the philosophy of “People Helping People” to their members. Meet our leadership team, here to help you.

Why NMS?

Partnering with a mortgage CUSO provides stability for a Credit Union’s staff and members. Our team is comprised of specialized mortgage experts that provide solutions – it’s what we do every day. Learn more about partnering with us. We strive to provide above and beyond service to your members.

Credit Union Partnerships
Diverse Product Offerings
Cooperation With Federal Lenders
Support the Nationwide Credit Union Movement

PLEASE NOTE: Do not use the contact form below to submit confidential, privileged, or sensitive information. The information submitted on this form is not privileged. As with any information submitted over the internet, there is a risk the information could be intercepted, viewed, or retrieved by a third party.

How can we help you?

Website Accessibility: Neighborhood Mortgage Solutions is committed to ensuring accessibility of our website for people of all abilities. If you have a disability and encounter an issue with accessing any part of our website, please let us know by calling us at: (989) 497-1651

Please let us know the nature of your accessibility needs, the specific web page, your name and contact information so we can reach you in the event we need to gather more information for you.

Hello, and welcome to Neighborhood Mortgage Solutions.

If you have any questions feel free to ask us, we're here for you and happy to assist. Thank you.

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